Debt collection in Poland

Professional Debt Collection Services in Poland

Recovering outstanding debts can be a complex and time-consuming process. Our experienced legal team provides comprehensive debt collection services to ensure compliance with Polish and EU regulations while maximizing recovery rates for businesses.

Our Services

✔ Amicable Debt Collection (Pre-Litigation Phase)

  • Direct communication with the debtor through official channels (in person, phone, email, SMS).
  • Formal issuance of payment demands, including legally compliant debt notices.
  • Comprehensive assessment of the debtor’s financial status and ability to pay.
  • Negotiation of repayment plans and settlements in accordance with Polish Civil Code provisions.
  • Informing the debtor of potential legal consequences and enforcement measures in case of non-payment.

✔ Judicial Debt Collection (Legal Enforcement)

  • Preparation and filing of a lawsuit in accordance with Polish Code of Civil Procedure.
  • Drafting and submission of formal legal notices and demand letters.
  • Securing an enforcement title (e.g., court judgment or payment order).
  • Representation in court proceedings, ensuring full legal compliance.
  • Cooperation with licensed bailiffs (Komornik Sądowy) to enforce payment through asset seizure or wage garnishment.

Why Choose Us?

  • Compliance with Legal Regulations – Our services adhere strictly to the Polish Civil Code, the Code of Civil Procedure, and EU debt recovery directives.
  • Experienced Legal Professionals – Our team consists of lawyers specializing in debt enforcement and litigation.
  • Comprehensive Support – From pre-litigation negotiations to court enforcement, we manage the entire debt recovery process.
  • Tailored Solutions – We develop individualized strategies based on the debtor’s financial situation and legal standing.
  • International Debt Collection – We assist foreign creditors in recovering debts from Polish-based debtors, ensuring compliance with international treaties and EU regulations.

We are at your disposal to provide professional and legally sound debt recovery services. Let us help you secure your financial interests effectively and efficiently.